Europa of Werelddekking

When you go on a trip, you need travel insurance. Standard travel insurance provides coverage for travel in countries within Europe. When you take out travel insurance, you must indicate to which coverage area it should apply. So you can choose from standard coverage (Europe coverage) or worldwide coverage. Are you going on a long-distance trip and don’t know whether your destination falls under European coverage or worldwide coverage? We are happy to tell you!

Which countries are covered by Europe?

The countries below usually fall under Europe coverage.Please note:not all these countries are covered by Europe as standard! Always check the conditions of your insurance policy.

European countries:

Albania, Andorra, Belgium, Bosnia and Herzegovina, Bulgaria, Denmark, Germany, Estonia, Faroe Islands, Finland, France, Greece, Hungary, Ireland, Iceland, Italy, Kazakhstan (the western part up to the Ural River), Croatia, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Ukraine, Austria, Poland, Portugal, Romania, Russia (the western part up to the Ural River), San Marino Serbia, Slovenia, Slovakia, Spain , Czech Republic, Turkey, Vatican City, United Kingdom (England, Scotland, Wales and Northern Ireland), Belarus, Sweden, Switzerland.

Canary Islands:

Alegranza, El Hierro or Ferro, Fuerteventura, Graciosa, Gran Canaria, Isla de Lobos, La Gomera La Palma, Lanzarote, Montaña Clara, Roque del Este, Roque del Oeste, Tenerife.

Countries around the Mediterranean Sea:

Algeria, Egypt, Gibraltar, Israel, Lebanon, Libya, Morocco, Syria, Tunisia.


Cyprus, Azores, Madeira, Malta.

Doubtful countries

There are a number of countries where different insurance companies have different views. When you go to one of these countries, it is useful to double check with your insurance whether this country is covered by Europe. Doubtful countries:Albania, Algeria, Armenia, Cyprus, Egypt, Georgia, Iceland, Israel, Jordan, Lebanon, Libya, Morocco, Syria, Tunisia

Which countries are covered worldwide?

As the name suggests, worldwide coverage includes all countries. If you are going to visit a country outside the countries mentioned above, you must have travel insurance with worldwide coverage.

How much does travel insurance with Europe or world coverage cost?

What you pay for travel insurance with Europe coverage depends on various factors. Firstly, it depends on the duration of the travel insurance. You can choose short-term or continuous travel insurance. In addition, you can choose only basic insurance or basic and supplementary insurance. For example, for winter sports or countries with a higher risk of accidents and/or damage. The costs for travel insurance vary based on the desired coverage and the desired insurer.

The costs of worldwide coverage may also differ per insurer. It is therefore useful to have a list of your wishes and to compare them with different insurance policies .

Children up to 4 years old

If you have a short-term insurance policy, children up to and including the age of 4 are insured for free with most insurers. The children are just as well insured as the parent(s) or supervisor(s) without paying premiums. If you have continuous travel insurance, you can often also have your children co-insured. The conditions for this depend on each insurer.

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Informatie gecontroleerd door onze expert

De informatie op deze pagina is gecontroleerd door Peter Vermeulen. Hij is meer dan 10 jaar werkzaam voor en specialist op het gebied van reisverzekeringen. Mocht er iets niet kloppen? Laat het ons direct weten! Dan passen we dat direct aan.